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Frequently Asked Medicare Questions

Navigating the next steps for your loved one can feel confusing and unclear. Silver Birch is an assisted living community that offers to prescreen and consult prior to submitting your Medicaid application. Our team is there to help you understand your eligibility for Medicaid, as well as the approval process. Keep reading to learn more about frequently asked questions.


What qualifies a person for Medicaid?

Household income, both earned income and unearned are taken into account along with the number of people in your household. The income that is considered is the amount before taxes, not your take-home pay. If you qualify for Medicaid, this could mean free or low-cost care for you.


How do you apply for Medicaid?

Indiana residents are able to apply for Medicaid by visiting the state government website. On the same page, you are able to find a Medicaid provider near you, apply for coverage on the federal Marketplace, or access the authorized representative form.


What are the Medicaid benefits?

Each state establishes its own Medicaid programs but federal law provides certain mandatory benefits that states must include. Inpatient and outpatient hospital services, physician services, and home health services are just some of the mandatory benefits. To learn more about benefits that are specific to Indiana view their service page.


What does Medicaid Cover for Long Term Care?

Even though Medicaid may not cover the room and board for all long-term care locations that are able to cover the cost of some services. The following are some benefits that may be covered:

  • Assistance with Activities of Daily Living (bathing, personal care, dressing, eating,  etc)
  • Instrumental Activities of Daily Living (housecleaning, meal prep, shopping for essentials, etc.)
  • Home Modifications for Safety and Accessibility
  • Vehicle Modifications
  • Home Health Aides


Where is long-term care provided under Medicaid?

Although this can vary depending on the state you live in, there are many different settings in which you can receive Medicaid long-term care or assistance with the cost of long-term care. Those locations can include assisted living communities, adult foster care homes, or memory care.


If you want to learn more about how Medicaid can help with the cost of living at a Silver Birch assisted living community, give our office a call! We can walk you through the process and answer any questions you might have.